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Business Credit Cards and Charge Cards

Pocket piles of bonus points and perks with a top business card.

A business credit card or charge card could earn you stacks of points on everyday spend. Plus, your business could access perks such as lounge passes, insurances and more. Browse top business card offers below.

Bonus Points

200,000 Membership Rewards Points*

Annual Fee

$1,750

Earn Rate

Up to 2.25 Membership Rewards points per $1 spent

*Eligibility criteria, minimum spend, other T&Cs apply
Receive 200,000 Membership Rewards Bonus Points when you apply online, are approved and spend $8,000 on eligible purchases on your new American Express® Platinum Business Card within 3 months of your approval date. Available for new American Express Card Members only.

Bonus Points

100,000 Qantas Points*

Annual Fee

$450

Earn Rate

1.25 Qantas Points per $1 spent, excl spend with Govt bodies, utilities and insurance which earn 0.5 Qantas Points per $1 spent

*Eligibility criteria, minimum spend, other T&Cs apply
Earn 100,000 bonus Qantas Points: Apply online, be approved and simply spend $3,000 on eligible purchases on your new American Express® Qantas Business Rewards Card within 2 months of your approval date. Available for new American Express Card Members only.

Bonus Points

150,000 Velocity Points*

Annual Fee

$249

Earn Rate

Up to 2 Velocity Points per $1

*Eligibility criteria, minimum spend, other T&Cs apply

Earn 150,000 bonus Velocity Points when you apply by 8 November 2023, are approved and spend $3,000 on eligible purchases on your new American Express® Velocity Business Card within 2 months of your approval date. Plus join the Virgin Australia Business Flyer program to jump direct to Tier 2 and receive a complimentary 12-month Velocity Frequent Flyer Gold if you meet the eligibility and minimum spend criteria. T&C’s apply. Both offers are available for new American Express Card Members only.

Bonus Points

100,000 bonus Qantas Points^

Annual Fee

$295 per card

Earn Rate

Earn up to 1 Qantas Point for every AU$1.50 spent on everyday business purchases, including at the ATO

*Eligibility criteria, terms and conditions, fees and charges apply
^Earn 100,000 bonus Qantas Points when you spend $4,000 on everyday business purchases within 60 days of account opening. Must hold a valid ABN/ACN and be registered for GST with a turnover of at least $75K per year. New cards only.

Bonus Points

Annual Fee

$0 in first year (usually $149)

Earn Rate

Up to 2 Membership Rewards points per $1 spent

*Eligibility criteria, minimum spend, other T&Cs apply
Enjoy $0 Annual Card Fee (usually $149) in the first year when you apply online by 3 October 2023 and are approved for the American Express® Business Explorer Credit Card (available for new American Express Card Members only).

Bonus Points

75,000 Membership Rewards Points

Annual Fee

$169 (plus $80 Membership Rewards enrolment fee, levied annually)

Earn Rate

Up to 1.5 Membership Reward points per $1 spent

*Eligibility criteria, minimum spend, other T&Cs apply
75,000 Membership Rewards Bonus Points: Simply spend $1,000 on eligible purchases on your new American Express Gold Business Card within 2 months of your approval date. New American Express Card Members only. Membership Rewards enrolment required at the time of application; program annual fee applies.

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