Hi Sandy, the primary card holder receives the bonus points, additional cardholders do not. Amex offers up to five additional cardholders at no charge per primary account. If you both wish to receive the bonus points, your husband would need to apply for a card under his own name.

Yes, provided your merchant accepts American Express, then car registration and council rates spend categories are classified as eligible purchases.

Hi Karis, the $450 travel credit needs to be used to book flight(s) via Amex Travel before you cancel the card. The Lounge pass usage conditions vary – for Qantas lounges, once you have met the criteria to receive them, they will be assigned digitally to your Qantas Frequent Flyer account, and you will have 12 months to use them. Entry to The Centurion Lounge by American Express requires an active card, so you wouldn’t be able to enter once your Amex card had been cancelled. You can choose to cancel the card at any time, but bear in mind the annual fee is charged in the first statement period.

Hi Alex, Qantas Points earned through day to day spend do sweep across to the cardholder’s Qantas account at the end of each statement period. However, the initial bonus points are delivered separately and the official line from Amex is that these are credited 8 – 10 weeks after the criteria has been met.